County Name	Code	State	One-Family	Two-Family	Three- Family	Four- Family	Last Updated	Field Office
COLLIN	085	TX	$144,380	$162,617	$197,573	$227,968	Dec 31 1998	Dallas, TX
DALLAS	113	TX	$144,380	$162,617	$197,573	$227,968	Dec 31 1998	Dallas, TX
DENTON	121	TX	$144,380	$162,617	$197,573	$227,968	Dec 31 1998	Dallas, TX
ELLIS	139	TX	$144,380	$162,617	$197,573	$227,968	Dec 31 1998	Dallas, TX
HENDERSON	213	TX	$144,380	$162,617	$197,573	$227,968	Dec 31 1998	Dallas, TX
HUNT	231	TX	$144,380	$162,617	$197,573	$227,968	Dec 31 1998	Dallas, TX
KAUFMAN	257	TX	$144,380	$162,617	$197,573	$227,968	Dec 31 1998	Dallas, TX
ROCKWALL	397	TX	$144,380	$162,617	$197,573	$227,968	Dec 31 1998	Dallas, TX
SMITH	423	TX	$128,250	$147,408	$178,176	$221,448	Dec 31 1998	Dallas, TX
HOOD	221	TX	$141,930	$159,858	$194,220	$224,100	Feb 26 1999	Ft. Worth, TX
JOHNSON	251	TX	$141,930	$159,858	$194,220	$224,100	Feb 26 1999	Ft. Worth, TX
PARKER	367	TX	$141,930	$159,858	$194,220	$224,100	Feb 26 1999	Ft. Worth, TX
TARRANT	439	TX	$141,930	$159,858	$194,220	$224,100	Feb 26 1999	Ft. Worth, TX
BRAZOS	041	TX	$119,510	$147,408	$178,176	$221,448	Dec 31 1998	Houston, TX
CHAMBERS	071	TX	$132,000	$148,677	$180,635	$221,448	Jan 19 1999	Houston, TX
FORT BEND	157	TX	$132,000	$148,677	$180,635	$221,448	Jan 19 1999	Houston, TX
GALVESTON	167	TX	$145,300	$163,654	$198,832	$229,421	Dec 31 1998	Houston, TX
HARRIS	201	TX	$132,000	$148,677	$180,635	$221,448	Jan 19 1999	Houston, TX
LIBERTY	291	TX	$132,000	$148,677	$180,635	$221,448	Jan 19 1999	Houston, TX
MONTGOMERY	339	TX	$132,000	$148,677	$180,635	$221,448	Jan 19 1999	Houston, TX
WALLER	473	TX	$132,000	$148,677	$180,635	$221,448	Jan 19 1999	Houston, TX
ECTOR	135	TX	$115,900	$147,408	$178,176	$221,448	Dec 31 1998	Lubbock, TX
MIDLAND	329	TX	$115,900	$147,408	$178,176	$221,448	Dec 31 1998	Lubbock, TX
BASTROP	021	TX	$140,125	$157,825	$191,750	$221,448	Dec 31 1998	San Antonio, TX
CALDWELL	055	TX	$140,125	$157,825	$191,750	$221,448	Dec 31 1998	San Antonio, TX
HAYS	209	TX	$140,125	$157,825	$191,750	$221,448	Dec 31 1998	San Antonio, TX
KENDALL	259	TX	$127,775	$147,408	$178,176	$221,448	Dec 31 1998	San Antonio, TX
NUECES	355	TX	$131,100	$147,660	$179,400	$221,448	Dec 31 1998	San Antonio, TX
SAN PATRICIO	409	TX	$131,100	$147,660	$179,400	$221,448	Dec 31 1998	San Antonio, TX
TRAVIS	453	TX	$140,125	$157,825	$191,750	$221,448	Dec 31 1998	San Antonio, TX
WILLIAMSON	491	TX	$140,125	$157,825	$191,750	$221,448	Dec 31 1998	San Antonio, TX

If the county is not listed below, the current maximum mortgage limits for FHA insured loans are:
One-family	Two-family	Three-family	Four-family
$115,200	$147,408	$178,176	$221,448

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High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits. The ceilings are currently:
One-family	Two-family	Three-family	Four-family
$208,800	$267,177	$322,944	$401,375

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Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new ceilings for these areas of:
One-family	Two-family	Three-family	Four-family
$313,200	$400,765	$484,416	$602,062

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This is a listing of the FHA single family mortgage limits. This listing was downloaded from the Department's Computerized Home Underwriting Management System. Since mortgage limits are updated constantly by local HUD office staff, please contact the Single Family Housing Director in your local HUD office for current information.

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